中國銀行網(wǎng)上銀行安全須知
中國銀行網(wǎng)上銀行安全須知尊敬的中國銀行網(wǎng)上銀行客戶,中國銀行致力于為您提供優(yōu)質(zhì)及安全的網(wǎng)上銀行服務(wù)。為確保您的賬戶資金更加安全,網(wǎng)上交易更加可靠,在您使用中國銀行的網(wǎng)上銀行服務(wù)時,請您注意以下幾點(diǎn):登
中國銀行網(wǎng)上銀行安全須知
尊敬的中國銀行網(wǎng)上銀行客戶,中國銀行致力于為您提供優(yōu)質(zhì)及安全的網(wǎng)上銀行服務(wù)。為確保您的賬戶資金更加安全,網(wǎng)上交易更加可靠,在您使用中國銀行的網(wǎng)上銀行服務(wù)時,請您注意以下幾點(diǎn):
登錄正確網(wǎng)址
訪問中國銀行網(wǎng)站時請直接輸入網(wǎng)址登錄,中國銀行網(wǎng)址:http://www.boc.cn 登錄真正的中國銀行網(wǎng)上銀行后您將看到您預(yù)留的歡迎信息。
請小心識別虛假網(wǎng)站,若有任何懷疑,請立即致電中國銀行客戶服務(wù)熱線與我們聯(lián)系。 保護(hù)好您的用戶名和密碼
在任何情況下,中國銀行不會向您查詢密碼。在任何情況下都不要將您的密碼告訴他人(包括銀行員工或警方),不要輕信任何套取網(wǎng)上銀行用戶名(登錄卡號)和密碼的行為,不法分子可能通過電子郵件、信函、電話、手機(jī)短信等方式向您索要銀行卡號、用戶名和密碼。若有任何懷疑,請立即致電中國銀行客戶服務(wù)熱線或通過網(wǎng)上銀行系統(tǒng)提供的信件互動與我們聯(lián)系。
密碼避免選用容易猜測的數(shù)字或字母組合,例如您的出生日期、電話號碼、汽車牌號等。請盡量使用由數(shù)字和字母(大小寫)組成的不易被破譯的密碼。
客戶應(yīng)避免使用同一個密碼登入其它網(wǎng)上服務(wù)( 例如用作連接互聯(lián)網(wǎng),或email 密碼等)。
請定期更改您的網(wǎng)上銀行登錄密碼。
請不要將您的用戶名和密碼書寫于紙張或卡片上,不要將您的用戶名和密碼告知任何人或在使用時接受陌生人的建議。
切勿向任何未能核實(shí)其身份或任何可疑網(wǎng)站提供個人資料(例如身份證件或護(hù)照上的數(shù)據(jù)、地址或銀行賬戶等)。
請妥善保管您的動態(tài)口令牌(E-Token)及其他認(rèn)證工具,如果不慎遺失,請立即與我行聯(lián)系辦理相關(guān)掛失、補(bǔ)辦等手續(xù)。
網(wǎng)銀操作中注意事項:
不要在公共場所(如網(wǎng)吧、公共圖書館等)使用網(wǎng)上銀行,以防止這些計算機(jī)可能裝有惡意的監(jiān)測程序,或被他人窺視。
,請仔細(xì)查看歡迎頁面上的“登入記錄”和實(shí)際登錄情況是否相符,以便于您及時發(fā)現(xiàn)異常情況。以免被欺詐電郵或網(wǎng)站混淆或欺騙。
確保登錄正確的中國銀行網(wǎng)上銀行??梢栽诘卿涰撁鏋g覽器右下角的細(xì)小扣鎖或鑰匙標(biāo)志上連按兩次鼠標(biāo),以查閱網(wǎng)上銀行數(shù)字證書的有關(guān)數(shù)據(jù),也可以通過IE 瀏覽器菜單“工具”?“選項”? “內(nèi)容”? “證書”查看BOC 證書的有效性。
在第一次登錄時,請在中國銀行網(wǎng)上銀行登錄頁面下載并安裝“網(wǎng)上銀行登錄安全控件”,不要到其他任何來歷不明的網(wǎng)站上下載控件。
使用中國銀行網(wǎng)銀CA 證書的客戶,請在中國銀行網(wǎng)上銀行登錄頁面點(diǎn)擊“CA根證書”、“網(wǎng)銀二級CA 證書”下載并安裝。
通過瀏覽器收藏夾功能中的銀行網(wǎng)站登錄時,在確定儲存在瀏覽器收藏夾功能中的銀行網(wǎng)站正確后,才使用該收藏的網(wǎng)站登入網(wǎng)站。
識別虛假網(wǎng)站的方法:虛假電郵或網(wǎng)站(例如經(jīng)載于虛假電郵的超級鏈接)會利用不同方法使有關(guān)電郵或網(wǎng)站看似真實(shí),這些方法包括:(i) 套用真實(shí)網(wǎng)站的圖像; (ii)將客戶轉(zhuǎn)鏈接至真正的網(wǎng)站,讓客戶與有關(guān)的真正銀行接通,而不知道其個人數(shù)據(jù)可能正在經(jīng)過虛假網(wǎng)站;(iii)利用一些域名,其與有關(guān)銀行的域名很接近,或可能會被視作為銀行的域名。
在每次使用網(wǎng)上銀行后,請點(diǎn)擊頁面右上角的“退出”按鈕,再關(guān)閉瀏覽器結(jié)束使用。 切勿在未退出網(wǎng)上銀行服務(wù)前離開電腦。
請為您所使用的計算機(jī)設(shè)定密碼,以防止他人擅自盜用您的資料。
如果您遇到任何困難或發(fā)現(xiàn)任何反常情況,請立即撥打中國銀行客戶服務(wù)熱線與我們聯(lián)系。
保障計算機(jī)安全
安裝防火墻以防止他人對您所使用的電腦的未授權(quán)訪問,特別是在您通過寬帶或調(diào)制解調(diào)器連通時。
請您定期下載安裝最新的操作系統(tǒng)和瀏覽器安全程序或補(bǔ)丁。
安裝并及時更新個人防火墻軟件和殺毒軟件,以免被計算機(jī)病毒及惡性程序入侵。 每次操作完畢后清除瀏覽器里的歷史記錄,特別是當(dāng)您在使用公用電腦時,這樣可以保證您的賬戶信息不會遺留在該臺電腦中。
不要查看任何不明來歷的電子郵件,不能通過郵件鏈接登錄網(wǎng)銀。
使用最新的Microsoft Internet Explorer 或支持128加密技術(shù)的瀏覽器版本。如果您使用Internet Explorer,建議您關(guān)閉“自動完成”功能以防止卡號和密碼被存儲。
,1. 打開您的 Internet Explorer ,點(diǎn)擊“工具”>>“Internet選項”>> “內(nèi)容”。
2. 在“個人信息”下點(diǎn)擊“自動完成”。
3.去掉“表單上的用戶名和密碼”前面的勾并點(diǎn)擊“清除密碼”。
其他說明
根據(jù)國家規(guī)定和監(jiān)管要求,我行定期檢驗本安全須知的適用性,并及時根據(jù)業(yè)務(wù)和技術(shù)的發(fā)展更新本安全須知,恕不逐一告知。請各用戶經(jīng)常閱讀安全須知,提高自身的安全意識。
,Security Notice of BOC online Banking
Dear customers of BOC Online banking, BOC is dedicated to providing you with high-quality and secure Internet banking services. In order to enhance the security of your financial security and your online transactions and activities, please pay attention to the following instructions when using the online banking of BOC:
Login the correct website
Please make sure you directly input the website address:
Please be aware of fake websites. If you are in doubt, please do not hesitate to contact us through our customer service hotline immediately. Keep your user ID and password in good manner
Bank of China will never request or ask for your password via email. Please be vigilant of any possible illegal behavior to defraud you of your userID (or your bank card number used for enrollment) and password by email, letter, telephone, or SMS. If you have any question, please contact us immediately by calling the customer service hotline or the interactive letter service provided by our Internet banking system. Avoid using alpha-numeric character combinations that can be easily guessed at as your password. Examples are: your birthday, telephone number, or automobile plate number. Please use the alpha-numeric character combinations (capital or small letter) difficult to be deciphered as password.
Please avoid using the same password to login other internet services, for example, internet access or email etc.
Please change your Internet banking login password regularly.
Please do not write down your username and password on paper. Do not divulge your username and password to anyone nor accept suggestions for your username/password combination from other parties.
,Please do not divulge your personal information, including your ID number, passport information, accounts number and other sensitive information, to any suspicious or unverified person or website.
Please keep your E-Token in safety. You are advised to contact our bank for loss reporting or E-Token reissue immediately in case it is lost. Points for attention in operation of Internet banking:
Do not access your online banking in public places such as net café or public library; unfamiliar computers may be installed with malicious monitoring programs to trap your username and password. Moreover, your keyboard operation may be open to the stealthy observation of strangers.
When you login to online banking, please examine carefully the Previous Logon Time on the welcome page and make sure that it complies with your recollection of your last login time to avoid being confused or cheated by malicious email or website.
Please make sure to login the correct website by checking the website certificate. You may check the digital certificate (Verisign) by choosing “Tools->Internet Options -> content -> certificates” of your Internet Explorer.
When you log in for the first time, please download and install the "security control" on the login page of BOC online banking. Do not
download and install any "security control" from other unclear website. When you use CA certificate, Please download and install “CA Root
certificate”、“CA Secondary certificate” on the login page of BOC online banking.
Please make sure the favorite website address is correct before you login the online banking system with the website address stored in the Favorites folder of your Internet Explorer.
The method to identify fake or malicious website: malicious email or website uses different disguises to make them looked correct. These disguises include: i) use the images of the genuine website. ii) redirect customer to the genuine website, and intercept customer’s data flowing through the fake website during the communication between the customer and the bank . iii) use similar domain name which may be falsely recognized as the domain name of genuine bank website.
,Every time you finish with online banking, please always choose Exit on the top right-hand corner of the system and then close the browser. If you need to leave your computer for any reason, please log-out of online banking by clicking Exit on the top right-hand corner of the system.
Please set a password for your computer to secure the information in it. Please check your account balance before and after you finish the online transactions. Moreover, we suggest that you check your accounts
regularly. If you have any trouble or discover any abnormal situation, please contact us through our customer service hotline.
Guarantee the security of computer
Please install personal firewall software to protect your computer from unauthorized access. This is especially important if your computer is connected to the Internet through wide band or a DSL modem.
Please regularly download and install the up-to-date operating system and browser security programs or patches.
Please install and regularly update personal firewall and anti-virus software to prevent computer from virus intrusion.
Every time you finish with online banking, please delete the cache and history records in your browser--this is of utmost important in situations where you have to use a public computer--so that your account information will not remain in the computer.
Please do not view any unidentified email and do not login online banking system through linkage from email.
Please use the latest Microsoft Internet Explorer that supports 128Bit -encryption. If you use Internet Explorer as your browser, we suggest that you should close the function 'Auto Finish' to prevent your card number and password from being saved in the computer.
1.Open your Internet Explorer and click Tool>>Internet
Option>>Content.
2.Click Auto Finish under Personal Information.
3.Delete the check mark in front of Username and Password in the menu and click Delete Password.
,Other Comments:
To comply with the state law and regulations, BOC will update the Security Notice periodically according to the development of business and technologies. Please often read the notice to improve your sense of security.